Award-winning innovation Digital Experience & Overall satisfaction

Open a savings account

Explore our savings accounts and find the right fit for you

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$125 bonus to new customers

Open a Clear Access Banking account, great for students & more, complete offer requirements

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Ready to reach Your Goals?

Back your audacity with a Personal Loan that works for you.

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Serving our customers and communities, We back your business audacity

Specialised property finance Our specialised property finance division focuses on tailored financial solutions for both development and investment opportunities. We focus on traditional commercial and industrial property funding.

Wealth & Personal Banking

At Premium Merchant Bank, we leverage cutting-edge digital tools to deliver personalized financial solutions.

Global Banking & Market

Premium Merchant Bank connects clients to global opportunities, international markets helping businesses thrive on a worldwide scale.

Commercial Banking

Premium Merchant Bank proudly supports small and medium-sized enterprises (SMEs) by providing flexible lending, cash flow solutions.

Investment

With a strong focus on long-term value, Premium Merchant Bank delivers access to strategic investment opportunities.

CUSTOMER REWARDS

Our reward programme designed to reward you for your everyday banking and positive financial behaviour.

Join for free

Join with ease on our mobile App, online banking, USSD or WhatsApp channel.

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Earn for Everyday banking

Simply swipe, tap or transact with your African Bank debit or credit card to earn points. Unlock even more rewards by shopping with our partners.

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Spend with benefit partners

Redeem your Audacious Rewards points on our online store for airtime, data, electricity, groceries vouchers, and much more, or simply convert them to cash.

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Get Started

Most Popular business bank offerings, solutions and resources

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BUSINESS LOANS

finance your small business with business loans from PMB. Find variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business

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PERFORMANCE BUSINESS CHECKING

Choose Chase Performance Business Checking and get 250 transactions per month at no charge, plus unlimited incoming wires.

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FOCUS ON TOMORROW

Business savings with a Chase business savings account, you can help grow your money and bring future goals within reach.

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BUSINESS LOANS

finance your small business with business loans from PMB. Find variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business

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Apply for our PREMIUM Visa Card

We offer a seamless and secure Visa Card experience designed to meet your everyday spending and lifestyle needs.

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Business & Commercial Financing

Our flexible commercial lending solutions are designed to help businesses of all sizes manage operations.

  1. Personal Financing
    We support your personal aspirations with financing options that are convenient, transparent, and tailored to your needs.
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  2. Business & Commercial Financing
    Our flexible commercial lending solutions are designed to help businesses of all sizes manage operations, scale up, and seize new opportunities.
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  3. Corporate & institutional financing
    For large-scale ventures and institutional clients, Premium Merchant Bank delivers strategic financing solutions with deep industry insight and structured support.
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News & Stories

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We're a proud partner of Team GB and ParalympicsGB

4th November 2025

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Prices are up. Let's ease the squeeze.

17th November 2025

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President of Ecowas addresses priority banks

3rd December 2025